Mortgage Foreclosure Prevention Program

Free, confidential counseling for Nassau County homeowners — funded by New York State at no cost to you.

Call 516-374-4564 ext. 1025

✦   New York State HOPP Network  ·  Serving Nassau County for over 15 years  ·  Always 100% Free   ✦

LIFE is funded by New York State to provide free mortgage foreclosure prevention counseling in Nassau County for people who are having difficulties with their mortgage lenders under the Homeowner Protection Program (HOPP). LIFE has been providing these services for over 15 years.

LIFE's foreclosure prevention services include counseling people who are not yet behind on their payments but fear they will fall behind. LIFE's highly trained counselors will work with borrowers and attempt to help borrowers work out loan modifications with the banks. In situations where modifications are not possible, LIFE will help advise borrowers on alternative remedies.

LIFE also provides free experienced attorneys to assist homeowners in Nassau County Court Mandatory Settlement Conferences.

All our services are strictly confidential and performed at no charge to you. This is a free service and counselors do not receive any financial interests from your situation — they can provide you with clear, judgment free and unbiased advice to help you try and save your home.

Our Services

Early Intervention Counseling

You don't need to be behind on payments to reach out. We counsel homeowners who fear they may fall behind, helping you act before crisis hits.

Loan Modification Assistance

Our counselors work directly with you and your lender to pursue loan modifications — and if a modification isn't possible, we'll advise on every available alternative.

Court Settlement Support

Free, experienced attorneys to represent and assist homeowners at Nassau County Court Mandatory Settlement Conferences.

Watch out for scams. There are many people out there claiming they can help borrowers modify mortgages for a fee. LIFE provides this service at no cost to the borrower — even if the borrower receives a modification or other concession from the bank. There are no hidden fees or costs ever. Our mortgage foreclosure counseling service is absolutely free as part of the New York State HOPP network of agencies.

We're Ready to Help You

Don't wait until it's too late. Speak with one of our counselors today — confidentially and at no cost.

516-374-4564 ext. 1025

Nassau County homeowners only  ·  All calls are confidential